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Debt Management Help & Advice

Consolidate your debts into 1 affordable payment

Take The Debt Test

Not sure what help is available? For instant advice why not take our free 1 minute debt test.

START

Q. Are Your Over 18?

Were you born before 10/03/1992?

Yes No

Q. Are You A Homeowner?

Do you own your own home?

Yes No

Q. What is the estimated value of your house?

How much is your property worth?

Next

Q. Do you have a mortgage?

Do you have an outstanding mortgage?

Yes No

Q. What is the total value of your mortgage?

How much do you owe on your mortgage?

Next

Q. Would you consider a homeowner loan to consolidate your debt?

Are you looking for a secured/ homeowner loan to help with debt?



Next

Q. What's your residential status?

For example, are you a tenant, live with parents, etc?

Next

Q. Do you have any unsecured debt?

Do you have any loans, credit cards, store cards, etc?

Yes No

Q. How much do you owe?

What is the combined total of your unsecured debt?

Next

Q. How many creditors do you have?

How many companies do you owe money to?

Next

Q. Have you ever had any of the following:



Next

Q. Are you struggling with your monthly payments?

Are you paying bills with credit cards, etc?



Next

Q. Have you recently been refused credit?

Have you been refused a loan within the last 6 months?



Next

Q. Would you like a free consultation with debt advisor?

Yes No

Final Step) Your contact details




Next

Q. What types of debt help would you consider:

Please keep your options open as we could help





Results

Unfortunately We Cannot Help!

Because you are either under 18 or have no unsecured debts we cannot help. If you have made an error with your test, please press the restart button below.

Restart

Get Help Today

Making an enquiry is the first step to becoming debt free. Don't forget we can help you:

  • Consolidate you debt into one
  • Reduce your monthly outgoings by upto 40%
  • Stop interest and charges
  • Stop creditor hassle
  • In some cases write upto 75% off your debt
  • Become debt free within 60 months

Opening Times

9am - 8pm
Mon to Thur
9am - 6pm
Fri
10am - 6pm
Sat
Closed
Sun

Please call us on 08000 122 118 for free, no obligation help & advice.

It's all too easy to allow our unsecured debts to become unmanageable and unaffordable. Increases in the cost of living can lead to obtaining credit to pay for existing debts, i.e. unsecured loans, credit cards, etc. The situation can spiral, until we realise the monthly repayments are no longer realistic, and the situation is out of control.

We can help even if you:

  • Have Been Refused A Loan Elsewhere
  • Have Bad Credit
  • Have CCJ's
  • Have Defaults
  • Have Mortgage Arrears
  • Are A Tenant Or A Homeowner
  • Are Self-employed With No Proof Of Income

What Is Debt Management Plan?

A debt management plan is an informal agreement between you and your creditors, which allows you to make regular contributions, at a rate you know you can afford. Debt management plans are not legally binding, unlike IVAs, and as such, allow you greater freedom over your path to being debt free.

By staying on the plan, you will benefit from:

  • Fully Trained Personal Account Managers

Whilst it cannot be guaranteed, by building and maintaining close relationships with creditors, our team can often negotiate all interest and other charges from being applied to your accounts.

What Happens Next?

Our team will provide you with regular statements, so you are always fully in control of your debt management plan. For a small fee, you will be making one single lower monthly payment towards your debt obligations, with no stress, and no hassle from your creditors, and will soon find yourself debt free, with your life back on track.

We'll Buzz You...

Please complete the call back form below and we'll call you back

Contact Name *

Contact Number *

Debt Level (estimate) *

Email Address

Debt Help & Advice

See how you can become debt free in 60 months. Click apply for free help & advice!

Apply

Why Us?

  • Tenants & Homeowners welcome
  • Free, no obligation advice
  • No credit checks
  • We can help; CCJs, Arrears & Defaults
  • No call center
What can I find you? Debt Help | IVA | Loans
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Subject to status. Conditions Apply. Repaying debt over a longer period may increase the total amount to be repaid Your ability to obtain credit will be affected in the short term and might be affected in the medium to long term. Fees payable. Telephone calls may be recorded for training and quality purposes.