Individual Voluntary Arrangement (IVA)
An Individual Voluntary Arrangement - IVA is a formal, legal alternative to bankruptcy.
An IVA is an agreement between you and the companies you owe money to to make reduced payments towards the total amount of your debt. Once accepted, you will then pay off a percentage of what you owe, and generally after 5 years your debt is classed as settled.
What an IVA offers you
People who are an IVA benefit from:
- Restructured debts into one affordable payment
- A large percentage of your debt written off within 60 months
- Stop any legal action against you
- Freezes any charges and interest
- Stops demanding communication by your creditors
Who could an IVA help?
Anyone who suffers or has:
- Debt over £15,000
- Bad Credit
- CCJs
- Defaults
- Mortgage Arrears
Then an IVA maybe for you.
Request A Call
If you're in a rush, complete this simple form and we'll call you back
Full Name
Phone Number
By Submitting This Form You'll Be Accepting Our Terms & Conditions 
Take The Debt Test
Our simple 2 step debt solutions finder will give no obligation help & advice instantly without asking for your details.
Go ahead, try it now and see what help is available.
Enquire Now