(function($){  
$.fn.toolsLTV = function(options) {  
      
   var defaults = {  
    formName: "tools_ltv"
   };  
     
   var options = $.extend(defaults, options);  
   var taken_toolsLTV = $.cookie('tools_LTV'); // set cookie
       
   return this.each(function() {  
   
		$("#tools_ltv").submit(function(){
										
			var ltv					= '75';
			var ltv_houseValue		= parseInt($("#tools_houseValue").val());
			var ltv_mortgage		= parseInt($("#tools_mortgage").val());
			var ltv_securedLoans	= parseInt($("#tools_securedLoans").val());			
			var ltv_loanValue		= parseInt($("#tools_loanValue").val());	
			var ltv_loanTotal		= parseInt(ltv_houseValue)-(parseInt(ltv_mortgage) + parseInt(ltv_securedLoans));
			var ltv_total 			= parseInt(ltv_loanValue)/parseInt(ltv_loanTotal)*100;
			
			if(isNaN(ltv_total)) 
			{
				$(".results").html("There was a problem with the form. Please try again.").slideDown(200).animate({opacity: 1.0}, 2000).slideUp(200);
					$("#tools_ltv [alt='toolsInput']").each(function(){
					var tools_ltv_inputValue = $(this).val().length;
					var tools_ltv_inputname  = $(this).attr("id");
						if (tools_ltv_inputValue <= 0) {
							$("#"+tools_ltv_inputname).attr("value", "0");
						}	
					});
			}
			else 
			{	
			$("#tools_ltv").hide();
			$(".loading").show(500).animate({opacity: 1.0}, 1000).hide(500, function(){
			
					$(".results").slideUp (200, function() {
						if (ltv > ltv_total && ltv_total > 0) { 
							$(".results").html("<h3>You're Eligable To Apply For A Homeowner Loan</h3><p>Apply today and you could enjoy our homeowner loans starting from <strong>7.9% APR</strong></p><a href=\"apply.php?app=3\" class=\"button\">Click To Apply</a>").slideDown(200)
						} else {
							$(".results").html("<h3>Unfortunatly You Wouldn't Qualify For A Homeowner Loan</h3><p>But you would qualify for an unsecured loan</p><a href=\"apply.php?app=2\" class=\"button\">Click To Apply</a>").slideDown(200)
						}								
					});
					
			if (taken_toolsLTV != '1') {
				$.cookie('tools_LTV', '1', { expires: 1 }); // set cookie
			}					
					
				return false;
				});
			}
			
			
			return false;
			
		}); // end of submit 		
						
   });  
  };  
})(jQuery);